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Become a Homeowner  Get Pre-Qualified for your new home today!

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Refinance your Mortgage   Lower your rate and save hundreds on your            monthly payment

Buying? Let us find the right loan for you

Welcome to the official site of New American Lending. We are a full-service mortgage company based in West Hollywood, California. We specialize in 1% Down Payment loans, First Time Home Buyer loans, Conventional loans, Home Purchases, Refinances, VA and FHA loans in Florida, Idaho, Colorado and all of California, including Irvine, Newport Beach, Orange County, West Hollywood, Beverly Hills and all of Los Angeles.  Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money by lowering your interest rate, dropping your existing mortgage insurance, or consolidating debt.

We offer the following purchase loan programs:

No Down Payment FHA | VA | HomePath | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of all borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you.

We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | Conventional | HARP | Commercial | Jumbo

What makes New American Lending unique is that we are a full service wholesale broker. This means we have access to all loan products, and can offer you true wholesale pricing, so our rate and costs are always lower than the competition. We are also real estate agents, which means we can be your realtors and your loan brokers, which will save you time and money.

Contact New American Lending today to discuss your mortgage loan options and find out which loan program will best suit your needs.

Recent Articles

Apr
17
2024
Navigating the Mortgage Rate Dilemma: Should You Wait or Buy Now?
Many potential homebuyers find themselves facing a common conundrum: should they wait for mortgage rates to drop, or take the plunge and buy now? While it may seem prudent to hold off on a purchase in hopes of securing a lower rate, there are several compelling reasons why waiting may not...
Apr
10
2024
Balancing Act: The Art of Compromise in Home Buying
When it comes to buying a home, it's often said that it's all about location, location, location. However, compromises are sometimes necessary in the quest for the perfect home. While it's natural to want everything on your wish list, being flexible can open up new possibilities and help...
Apr
03
2024
Navigating Home Buying with Elevated Mortgage Rates: 10 Mistakes to Avoid
Homebuyers face a unique set of challenges in today’s real estate market, characterized by elevated mortgage rates and fluctuating conditions. While the temptation to time the market or solely focus on mortgage payments looms, falling into these traps can lead to costly...
Mar
27
2024
Don't Wait Another Minute: Here's Why NOW is the Perfect Time to Buy Your Dream Home!
Is it a good time to buy a home? That's the question many prospective buyers are pondering. The decision to take the plunge into homeownership is a significant one, influenced by various factors ranging from personal finances to market trends. If you find yourself in this position,...

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