CONTACT US ANYTIME:
SAM@SAMPABUWAL.COM
(949) 259-3200
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Become a HomeownerGet Pre-Qualified for your new home today!

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Refinance your MortgageLower your rate and save hundreds on your monthly payment

Buying? Let us find the right loan for you

Welcome to the official site of Sam Pabuwal - Mortgage and Real Estate. We are a full-service mortgage company based in Newport Beach, California. We specialize in 1% Down Payment loans, First Time Home Buyer loans, Conventional loans, Home Purchases, Refinances, VA and FHA loans in all of California, including Irvine, Newport Beach, Orange County, Los Angeles.  Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money by lowering your interest rate, dropping your existing mortgage insurance, or consolidating debt.

We offer the following purchase loan programs:

1% Down Payment FHA | VA | HomePath | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of all borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you.

We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | Conventional | HARP | Commercial | Jumbo

What makes Sam Pabuwal - Mortgage and Real Estate unique is that we are a full service wholesale broker. This means we have access to all loan products, and can offer you true wholesale pricing, so our rate and costs are always lower than the competition. We are also real estate agents, which means we can be your realtors and your loan brokers, which will save you time and money.

Contact Sam Pabuwal - Mortgage and Real Estate today to discuss your mortgage loan options and find out which loan program will best suit your needs.

Recent Articles

Jan
12
2022
"How Do I Get a Mortgage Loan If I'm Self-Employed"
We know that getting a mortgage as a self-employed individual can be more challenging than a W2 employee. This is not a reason, however, to let go of your dream to own a house. Follow our tips below for a smooth mortgage approval experience as a self-employed home shopper. What Lenders Are...
Jan
06
2022
Can I Be Turned Down A Home Loan After Pre-Approval?
When it’s time to purchase a home, one of the first things you should do is get pre-approved for a home loan. In this highly competitive market, mortgage pre-approval is “the ace up your sleeve” because it emphasizes that you are serious about buying a home and have the...
Dec
29
2021
Can You Get a Cashback on an FHA Loan?
If you want to know if FHA loans permit cash back to the borrower, then you’re in the right place. Here’s what you need to know about getting cash back on this popular government-backed home loan. How Cash Back Works With Refinancing A cash-out refinance is designed to give...
Dec
15
2021
Is Title Insurance Necessary for a Home Purchase?
A home purchase is one of the biggest investments you can make so adding a layer of protection against property ownership issues makes sense. That’s where title insurance comes in. As a quick refresher, a “title” serves as proof that you are the owner with rights to the...

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