CONTACT US ANYTIME:
SAM@SAMPABUWAL.COM
(949) 259-3200
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Become a HomeownerGet Pre-Qualified for your new home today!

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Refinance your MortgageLower your rate and save hundreds on your monthly payment

Buying? Let us find the right loan for you

Welcome to the official site of Sam Pabuwal - Mortgage and Real Estate. We are a full-service mortgage company based in Newport Beach, California. We specialize in 1% Down Payment loans, First Time Home Buyer loans, Conventional loans, Home Purchases, Refinances, VA and FHA loans in all of California, including Irvine, Newport Beach, Orange County, Los Angeles.  Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money by lowering your interest rate, dropping your existing mortgage insurance, or consolidating debt.

We offer the following purchase loan programs:

1% Down Payment FHA | VA | HomePath | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of all borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you.

We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | Conventional | HARP | Commercial | Jumbo

What makes Sam Pabuwal - Mortgage and Real Estate unique is that we are a full service wholesale broker. This means we have access to all loan products, and can offer you true wholesale pricing, so our rate and costs are always lower than the competition. We are also real estate agents, which means we can be your realtors and your loan brokers, which will save you time and money.

Contact Sam Pabuwal - Mortgage and Real Estate today to discuss your mortgage loan options and find out which loan program will best suit your needs.

Recent Articles

May
18
2022
Your Guide To Buying A Home When You Have Bad Credit
If you think that buying a house with bad credit is impossible, we have good news! It may be more complex, but it can be done! But before you go house hunting, it's essential that you review your financial situation. Homeownership involves unexpected expenses that may be hard to cover if...
May
11
2022
Your Guide To Paying Down Credit Card Debt With A Home Equity Loan
Having multiple credit cards can be helpful, especially when making large purchases. The problem starts when you have large outstanding balances, and you're having trouble paying them off quickly to avoid enormous interest charges. You may have heard about using a home equity loan to...
May
04
2022
How Can I Get Approved for a Mortgage as a Contract Employee?
Contract employees who want to get a home loan can sometimes find it challenging. Traditional mortgages often lean towards an income that can be verified easily with W-2s. Income taxes for contract employees can sometimes get complicated and can further compound the problem...
Apr
27
2022
Step By Step Guide To Getting Your Credit Ready For A Mortgage
Did you know that you could save thousands of dollars if you prepare your credit before applying for a mortgage? Your credit score is one of the most critical factors that determine your mortgage interest rate and which home loan program you qualify for. This week’s article will...

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