CONTACT US ANYTIME:
SAM@SAMPABUWAL.COM
(949) 259-3200
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Become a HomeownerGet Pre-Qualified for your new home today!

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Refinance your MortgageLower your rate and save hundreds on your monthly payment

Buying? Let us find the right loan for you

Welcome to the official site of Sam Pabuwal - Mortgage and Real Estate. We are a full-service mortgage company based in Newport Beach, California. We specialize in 1% Down Payment loans, First Time Home Buyer loans, Conventional loans, Home Purchases, Refinances, VA and FHA loans in all of California, including Irvine, Newport Beach, Orange County, Los Angeles.  Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money by lowering your interest rate, dropping your existing mortgage insurance, or consolidating debt.

We offer the following purchase loan programs:

1% Down Payment FHA | VA | HomePath | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of all borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you.

We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | Conventional | HARP | Commercial | Jumbo

What makes Sam Pabuwal - Mortgage and Real Estate unique is that we are a full service wholesale broker. This means we have access to all loan products, and can offer you true wholesale pricing, so our rate and costs are always lower than the competition. We are also real estate agents, which means we can be your realtors and your loan brokers, which will save you time and money.

Contact Sam Pabuwal - Mortgage and Real Estate today to discuss your mortgage loan options and find out which loan program will best suit your needs.

Recent Articles

Nov
24
2021
How Does a Home Improvement Loan Work?
Home renovations can be expensive, and saving up for extensive improvements could take years. Fortunately, you can fast-track your goals with a home improvement loan.  Home improvement loans allow you to use the equity in your home to fund your home renovation.  Benefits of...
Nov
17
2021
Which One Is Better? An FHA Or Conventional Loan?
Dreaming about your first home purchase but still be undecided on whether to choose an FHA loan or conventional loan? While both are popular choices for those looking for a low down payment, some differences may make one loan a better option than the other.  This article will give...
Nov
10
2021
"How Much Money Do I Need to Buy My First Home?"
Buying a home is one of the most important decisions you can make. Plus, considering current low mortgage rates, homeownership has never been more appealing and affordable.  In this article, we’ll break down how much you need to purchase a new home before the year ends, plus...
Nov
03
2021
Should I Buy a Move-In Ready Home or Fixer-Upper?
Owning a home is still a major part of the American dream. According to a recent survey done by The Harris Poll in 2020, a third of Americans who have never owned a home plan to do so in five years. If you’re a first-time homebuyer, one of the questions you may have is whether to purchase a...

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