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Become a Homeowner  Get Pre-Qualified for your new home today!

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Refinance your Mortgage   Lower your rate and save hundreds on your            monthly payment

Buying? Let us find the right loan for you

Welcome to the official site of New American Lending. We are a full-service mortgage company based in West Hollywood, California. We specialize in 1% Down Payment loans, First Time Home Buyer loans, Conventional loans, Home Purchases, Refinances, VA and FHA loans in Florida, Idaho, Colorado and all of California, including Irvine, Newport Beach, Orange County, West Hollywood, Beverly Hills and all of Los Angeles.  Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money by lowering your interest rate, dropping your existing mortgage insurance, or consolidating debt.

We offer the following purchase loan programs:

No Down Payment FHA | VA | HomePath | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of all borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you.

We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | Conventional | HARP | Commercial | Jumbo

What makes New American Lending unique is that we are a full service wholesale broker. This means we have access to all loan products, and can offer you true wholesale pricing, so our rate and costs are always lower than the competition. We are also real estate agents, which means we can be your realtors and your loan brokers, which will save you time and money.

Contact New American Lending today to discuss your mortgage loan options and find out which loan program will best suit your needs.

Recent Articles

Feb
21
2024
Navigating Home Inspections: A Buyer's Guide to Uncovering Hidden Issues
Spotting potential problems in a home is crucial for any prospective homebuyer. While a property may seem perfect at first glance, underlying issues may not be immediately apparent. These issues could range from water damage to foundation problems and even troublesome neighbors. Here...
Feb
14
2024
Mastering Your Mortgage Journey: The Importance of FICO Score 8
Understanding your credit score is crucial, especially when it comes to significant financial decisions like applying for a mortgage. Among the various credit scoring models out there, one of the most widely used is the FICO Score 8. But what exactly is it, and why does it matter so much in...
Feb
07
2024
Navigating the New Norms: 4 Rules for Home Shopping in Today's Market
If you've been holding off on buying a house because of mortgage rates, it might be time to reconsider. Let's break down some of the old rules and what's new in the world of home shopping. First up, forget the notion that mortgage rates are sky-high. While they did reach alarming heights in...
Jan
31
2024
How Declining Mortgage Rates Are Changing the Real Estate Landscape
The recent dip in mortgage rates brings promising news. Beyond the immediate impact on affordability, there's an intriguing ripple effect that might just be the catalyst you've been waiting for - an increase in the number of homes available for sale! Over the past year, the housing...

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