Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Meet our team:
Sam Pabuwal - Broker
Experience: Sam combines over 15 years of mortgage, real estate and capital markets expertise with cutting edge technology to ensure that you get the loan that's right for you, along with the best terms available.
Education: Bachelors of Science, Industrial & Systems Engineering; Binghamton University 2003
Melissa Edmonson - Realtor
Melissa has quickly established herself as one of California's premier Realtors
Luis Ordonez - Processing Manager
Luis has held multiple key roles in mortgage companies of various sizes throughout his 13+ years in the mortgage industry.
Matthew Drag - Loan Officer
Sam and his team are great. I've worked with them on 2 refinances and 2 purchases and they're always very attentive and available at almost any time of day. I've recommended him to other friends and family members and will be in touch with him for our next purchase.
Sam P. is the MAN!!! He did my Re-Fi after Citibank (who already had my mortgage for 6 years) played games with paperwork. Quick to reply to emails and answer questions, he got it done in under 30 days. And, with the best rate possible (I had numerous bank call to to quote me for my Re-Fi and after hearing the amount Sam got me, they would hang up)...I always recommend him to all my family and friends. Awesome service and he will save you a TON on money. Can't get any better than that!
Shopped around for good rates and low costs with a number of major, big-name lenders but no one could touch Sam. I've refi'ed twice with him over the past two years and between the two he's saved me over $700 per month. The refis were effortless, no hassle, and totally stress-free, and Sam covered all the bases for me. He's HIGHLY professional, a straightforward and no nonsense guy, and answered all of my questions throughout the process. I'm referring friends to him and very strongly recommend him. A+ all around!